Rates until the end of December for specific groups of clients decreased by 0.3 to 0.55%. The minimum rate under the new proposals with the use of “secured loan” is 13,45% per annum for customers receiving salary on their account.
MOSCOW, 12 Oct. Sberbank launches programme for mortgage loans in the secondary market of housing, which will lead to reduction of the rates for individual customer groups 0.3-0.55%, reported the press service of the largest Russian Bank.
Sberbank since October 12, launches offer “flat rate” in the mortgage lending for the acquisition of finished housing. Applications under the offers will be accepted until December 31 — said the press service of the Bank.
The minimum rate under the new proposals to apply a “secured loan” is 13,45% per annum for customers who receive their wages on the card of Sberbank. For other categories of customers interest rate is 13,95%.
Rates are effective on all loan tenors from 12 months to 30 years with any down payment of 20%. Offer is not applicable to special offer for young families, which provides reduced rates from 12.5% per annum, said the press service of Sberbank.
“The new mortgage offer is simplified to a single rate regardless of the down payment and loan period, which helped to improve the offer for individual customer groups on 0,3 — 0,55 p. p.”, — said the Director of Department of retail non-transactional products Sberbank Natalia alymova.
The new program is to stimulate the demand of citizens to obtain mortgage loans to buy housing on the secondary market, she said.