At the moment the mortgage rate in Sberbank is 11.4%, with the beginning of the year the Bank issued more than 339 thousand mortgage loans, noted Herman Gref at a meeting with Russian President Vladimir Putin.
SOCHI, 10 Nov. Sberbank has actually reached the pre-crisis parameters of mortgage loan, for 10 months of issuing mortgage loans for a total amount of 520 billion rubles, said the head of Bank Herman Gref at a meeting with Russian President Vladimir Putin.
“Overall we came out on the options of mortgage loan is practically (per level) pre-crisis situation. Moreover, with state support, the stakes are much lower than they were,” said Gref.
According to him, for 10 months with the help of mortgage loans of Sberbank has more than 339 thousand families were able to buy apartments.
While Gref said that in the first half of 2015, the issuance of mortgages fell by almost half compared with the first half of 2014. “Now the monthly issuance reached approximately the level of 2014, which is also a positive factor”, — said the head of Sberbank.
He said that under the program of state support for 10 months, the Bank issued mortgage loans worth about 140 billion rubles, and by the end of the year this figure will increase to about 200 billion rubles.
Gref has reminded that now the rate on the mortgage in Sberbank is 11.4%. In addition, since October 15, the minimum down payment was reduced to 15%.