A home in the mortgage is easier to buy the citizens of Khanty-Mansiysk Autonomous district, the Yamalo-Nenets and Kamchatka

A home in the mortgage is easier to buy the citizens of Khanty-Mansiysk Autonomous district, the Yamalo-Nenets and Kamchatka


The possibility of buying an apartment in the mortgage or opened for residents of regions with a significant share of families with high salaries, as in KHMAO and YANAO, or for the regions with low housing prices, as in Kamchatka, according to the “Ranking of regions according to the availability of families buy housing on the mortgage”, compiled by RIA Rating.

MOSCOW, 16 Dec. Housing mortgage in Russia it is easier to buy to residents of the Yamal-Nenets Autonomous district, Khanty-Mansi Autonomous Okrug-Yugra, Kamchatka, Magadan and Murmansk regions, according to the “Ranking of regions according to the availability of families buy housing on the mortgage”, compiled by RIA Rating.

The greatest opportunities for buying an apartment in the mortgage or opened for residents of regions with a significant share of families with high salaries, as in KHMAO and YANAO, or for the regions with low housing prices, as in Kamchatka, in the Magadan and Murmansk regions, the report says.

“In five listed regions, the share of families available to buy apartment in a mortgage is 28.6% — 49,3%,” — added to the materials.

Standard “dvushku” in a mortgage can purchase less than 10% of families in 14 regions of Russia, is spoken in them. “As the results of the rating, for a lot of families in many regions of Russia the purchase of one-bedroom apartments without a significant original contribution is the problem if not insoluble, it is difficult implemented”, — reported in the survey.

The situation of the regions-outsiders, mainly represented in the ranking of the national republics, is due, on the one hand, traditionally, the high average composition of the families in these regions that determines the low adjusted family income after the deduction of the subsistence minimum per each family member. On the other hand, in the national republics of traditionally high unemployment, so srednebelaya income from employment is generally not high, according to the materials.

Thus, if to compare the affordability of housing for families of identical composition, those of the Republic look quite well, ranking relatively high. For example, Ingushetia, occupying in the overall ranking of last place, among families with two working parents and child is located on the 39th.

Among outsiders it is possible to allocate economically developed Rostov and Nizhny Novgorod region. The level of salaries in these regions are comparatively high, but affordable housing here is very low — below 10%. The main reason is that real estate prices in these regions are somewhat overstated relative to the potential demand, the study said.