Banks are still not fully familiar with the requirements of the Central Bank with currency exchange

Banks are still not fully familiar with the requirements of the Central Bank with currency exchange


Previously entered into force the new regulations of the Central Bank of the Russian Federation abolishing the simplified identification of clients by banks when performing foreign exchange transactions of over $ 15 thousand rubles.

MOSCOW, 28 Dec. Russian banks are not yet fully familiarized with the rules of the CBR on the currency exchange: on Monday there could always be exchanged in Moscow the amount exceeding 15 thousand rubles upon presentation of the passport, found out the correspondent.

Sunday came into force the new regulations of the Central Bank of the Russian Federation abolishing the simplified identification of clients by banks when performing foreign exchange transactions of over $ 15 thousand rubles. If used for currency exchange from 15 thousand to 600 thousand rubles were applied to a simplified customer identification when a citizen needed to provide only the surname, name and patronymic as well as the details of the passport.

Now the Russians when performing operations of over $ 15 thousand rubles will need to provide additional information — a registration address and date of birth, and TIN — if available. The operations of exchange of currency worth less than 15 thousand rubles, you will continue to make without the passport. If the transaction amount is more, the customer provides a passport as form fills the Bank, explained the regulator.

Money can be exchanged, as before, and by Russian and foreign passport, but in the latter case, you will need to call the employee of the Bank address register. When using an ordinary passport registration address will be entered into a database by an employee of the Bank automatically.

The Central Bank explained that they do not consider the new regulation is the tightening of rules: the situation imposes on credit institutions additional obligations to identify customers beyond the requirements of the law “On countering the legalization (laundering) of incomes received by criminal way, and terrorism financing”.

In the Moscow branch of the savings Bank on Zubovsky Bulvar employee agreed to change 20 thousand rubles for dollars on the passport, but under the condition that it will show another document with residence permit. What is this document, the Bank said. Another employee in the same Department said that new guidance material for the exchange has not received. The same is told and in the Department of VTB Bank.

However, the press service of Sberbank and VTB gave satisfactory answers.

“To conduct the operations of exchange of currency required to provide proof of identity. In particular, it is possible to carry out transactions upon presentation of the passport of the citizen of the Russian Federation certifying the identity of the citizen of the Russian Federation outside the Russian Federation. In this case, the Bank employee verbally clarify the customer for additional information required for the identification (residence)”, — said the press service of the largest Russian Bank.

The new rules of exchange of currency, set by the Central Bank of the Russian Federation from December, 27th, will not create problems for customers, “VTB 24”. To the transaction they will still be required only the passport, assured by the Bank press service.

“Which entered into force on 27 December the new rules of the Central Bank to identify banks customers do not involve additional difficulties in the exchange of currency in the offices of “VTB 24″. New requirements the Central Bank would affect the internal procedures of the Bank concerning the handling of client information in the appropriate registers”, — explained the press service of the Bank.

In any office of “VTB 24” with the cashier for currency exchange can make a transaction worth up to 15 thousand US dollars or euros without reservation. In most offices, including Sparkassen currency exchange, you can meet demand without reservation and in larger amounts, added in the press service of “VTB 24”.

However, in the call center of Gazprombank stressed that to change the currency only on a Russian passport.

Who in the forest who for firewood

Correspondent at the cash counter JS-Bank in Medvedkovo were prepared to change to 20 thousand rubles for the passport. The questionnaire will fill in the Bank itself, TIN is not required, said officer DS-Bank.

However, at fora-Bank to the correspondent have refused to change rubles for dollars for the passport. The Bank need a Russian passport to make a photocopy of the page with residence permit, said the Bank employee. And suggested change to 20 thousand parts. Another employee in the same Department fora-Bank pointed to the need of filling out the questionnaire.

In Bank “URALSIB” near the subway “Frunzenskaya” 20 thousand roubles it was possible to change the passport.

But in a nearby Citibank branch it was possible only on a Russian passport and asked to fill out a questionnaire. In the questionnaire 3 items: your name, monthly income, and please give information, if the citizen or any of his kin occupy senior positions in government, describes the employee.