The state Duma may eliminate the motor power factor when calculating the cost of CTP

The state Duma may eliminate the motor power factor when calculating the cost of CTP


MOSCOW. January 21. MP from the party “United Russia” Alexei Zhuravlev introduced the state Duma a bill that proposes to eliminate a factor depending on the engine power of the vehicle when calculating the cost of insurance policy. The document is published on Thursday in the electronic database of the lower house of Parliament.

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“The bill proposes to exclude from the number of coefficients used in determining insurance premiums for compulsory insurance contract, the coefficient depending on the engine power of the vehicle”, – stated in the explanatory note to the draft law.

It follows from the document that this change is due to the fact that the rate applies only for vehicles of category “b” and “BE” and is actually a hidden additional tax on the vehicle. And the arguments that the power of the engine of the vehicle is directly related to the possibility of occurrence of the insured event, in practice insolvent.

The explanatory Memorandum provides the results of the research, the results of which are most often in traffic accidents in Russia are cars that have no engines – VAZ (33,6%), GAS (5.9 per cent), Hyundai (4.8 per cent). This fact explains the prevalence of these brands of cars in the country.

In this regard, the bill proposes instead a cancelable factor add a new factor depending on the presence or absence of the driver of administrative violations in the field of traffic within one year preceding the date of conclusion of the contract of compulsory insurance.

“Multiple facts of violation of traffic rules in the course of the year have a direct impact on the increase of insurance premium because of violation of traffic rules increase the likelihood of an insured event. Conversely, the absence of violations should result in a smaller insurance premium,” – said in the explanatory note to the draft law.