About 50 people gathered in the Department of Absolut Bank in the Small Sukharevsky lane, they insist that their contracts did not comply with the legislation. The Bank said that borrowers require the conversion of foreign currency mortgages in rubles at the exchange rate on the day of issuing the currency of the loan.
MOSCOW, 25 Jan. Currency borrowers in Moscow again require a restructuring of their loans, on Monday they came to the office of a Russian Bank, stating that their contracts did not comply with the current legislation and the recommendations of the Central Bank.
The situation with borrowers who took out loans in the currency has escalated in January, when the Russian ruble fell against the dollar and the Euro due to the decline in world oil prices. Last week the unsanctioned protest was held at the offices of “DeltaCredit” on moss street. The Bank reported that leadership met with a group of foreign currency borrowers, willing to work with each of them to find the optimal solution.
As the correspondent, on Monday, about 50 people came to the Department the absolute of Bank in Malyy Sukharevskiy lane. In their view, the agreements do not comply with current legislation, as there is no information about the schedule of payments and the exchange rate, under which payments should be made.
The chief of territorial administration a network and sales of the Moscow region of Absolut Bank Nikolay Bolshakov turned to him with a proposal to discuss each case individually. “Let’s get into some other channel of our communication translate… let’s move on to the intercom failed as well one or two people and talk. Now I have no concrete proposals”, — said Bolshakov.
“We each now let’s write down, what problems there are, what amounts, how many times addressed. We are ready to meet all”, — he added.
In Absolut Bank said that borrowers require the conversion of foreign currency mortgages in rubles at the exchange rate on the day of issuing the currency of the loan. The Bank noted that the exchange offer borrowers various mortgage restructuring programs, including, with a grace period on payment of principal or interest from 6 to 24 months. According to the representative of Bank, in 2015 the group’s foreign currency borrowers come once every 1.5 months, but did not interfere with the operation of their offices.
After the collapse of the national currency a year ago the Central Bank of the Russian Federation recommended to the Russian banks to consider restructuring of foreign currency mortgage loans issued before the beginning of 2015, including the possibility of currency conversion of the loan into rubles.
When converting the Central Bank recommended to use the official foreign exchange rate against the ruble on October 1, 2014, and apply a rate commensurate with the rates on rouble mortgage. Last week, the Russian government submitted to the state Duma a bill obliging banks to inform citizens about the increased risks for credit, including mortgages, in foreign currencies.