MOSCOW, January 28. The government and credit institutions are not obliged to change the rules of the game because of the situation with foreign currency mortgage borrowers. This opinion was expressed on Thursday by the President of the Association of Russian banks (ARB) Garegin Tosunyan, the radio station “Kommersant FM”.
Currency borrowers, gathered in Central Moscow to protest near the office of “DeltaCredit”
On the eve of Prime Minister Dmitry Medvedev said that the assistance program mortgage borrowers who find themselves in difficult financial situations, will be allocated 4.5 billion rubles In aid from the state can count the parents that have at least one minor child, and also citizens, parents of children with disabilities and combat veterans.
“To think that this assistance will go a currency borrowers, would be naive. The state including, not to mention creditors cannot go forward just because currency borrowers assumed the foreign exchange risks, and now was the loser, and believe that they need to compensate for it”, – said Tosunyan.
The CBR has reduced by 28 January the dollar to 79 rubles, the Euro exchange rate to ruble of 85.85
“Could there be some other point of view, when you signed with the creditor the obligation, and the creditor then, in turn, obtained loans from their investors, their counterparties is also in foreign currency. He too will return for some other courses?” – asks the head of the ARB.
Currency borrowers hold regular protests near the offices of banks. The basic requirements to refinance loans on the date of the agreement plus 30%. Most banks offer borrowers to refinance loans at current rate or take payment holidays.
On 28 January the Bank of Russia has set the official dollar exchange rate at 79 rubles, foreign currency mortgage, Many borrowers took out loans about ten years ago, when the rate was about 23 rubles.