MOSCOW, January 28. Mail of Russia and VTB will announce the creation of “Post Bank”.
Documents on the establishment of a new credit organization will be signed on January 28.
Kostin: the Postal Bank will only work with individuals
A petition of LLC “Postage Finance”, a subsidiary of “mail of Russia” about acquisition of 50% minus 1 voting share of OJSC “Leto Bank” was approved by the Federal Antimonopoly service on January 25.
The new Bank is created on the basis of “mail of Russia” and affiliated structure VTB “Leto Bank”, as it was officially announced on 7 September 2015.
Operating activities “Postal Bank” will be engaged mainly in “Summer Bank”. “Political” leadership will implement the “Mail of Russia” and the Ministry of communications. Chairman of the Board of Directors of “Post Bank” will become the head of the Ministry of communications Nikolay Nikiforov.
About the Bank
Previously Deputy General Director of “mail of Russia” Vladimir salahutdinov was informed that the Bank will focus on basic banking services: opening of current accounts and deposits, issuing debit and credit cards, plus payments and transfers. In this case, a separate Bank window will not be present in every post office.
Most of the network will operate in the generic window, where the operator will be provided with basic banking products. In addition, in the next 2.5-3 years will be running a network of 1.5-2 thousand full-fledged banking offices. “The pilot decision of this office will appear at the end of the first quarter of 2016,” – said Strashnov.
The government to create a Postal Bank has been allowed to enter into a lease without bidding
The head of VTB Andrey Kostin reported that the average loan size in the Bank will amount to 110 thousand rubles, the credit Bank card – 15-17 thousand rubles. According to the business plan, by 2025 the Bank’s loan portfolio will amount to 418 billion roubles, the Deposit – 577 billion.
Clients of credit organization will be about 20 million people, half of whom are pensioners, and 10 million new customers who will have surgery on banking products.
According to Kostin, the shareholders will continuously invest in the development of the Bank, so that he became “a center of culture in any locality”. The amount of additional infrastructure investment Bank VTB is estimated in 16 billion rubles, attachments, “mail of Russia” is included in the modernization program offices.