MOSCOW, February 19. The sale of e-insurance policies in Russia (E-CTP), which is now in companies is only an option for consumers, may, in fact, be required as a condition for insurance companies. This is stated in the letter of Bank of Russia, which market participants sent the Russian Union of motor insurers (RAMI).
SAR: e the insurance policy is purchased about 20 thousand people
“The Department (of insurance market of the Central Bank of the Russian Federation – approx. ed) believes that a phased transition of all members of the PCA to the provision of services of the contract CTP in electronic document management. Please work with members of the SAR in this area on an ongoing basis until the completion of the implementation of the service from all the insurance organizations engaged in CTP”, – stated in the letter of Bank of Russia with which you are acquainted.
The project F-CTP was launched in Russia on 1 July 2015, which allowed drivers to issue the policy both on paper and in electronic form via the Internet.
Before October 1, motorists could only prolong the current CTP contract through the website of the insurer, later consumers got the possibility of purchase of electronic insurance policies in any insurance company that provides this service. However, in some large insurance companies (Ingosstrakh, SOGAZ, “alpha insurance”, “Consent”, “Yuzhural-ASKO”) this option is either still missing, or operating with restrictions, some companies are testing the equipment to implement this option.
As explained the first Deputy Chairman of “SOGAZ” Nikolay Galushin, full-scale operation of E-insurance is possible only in that case when it will not just virtual insurance sales, but also the linkages between all entities that need to use the information database of the PCA to check the validity of electronic CTP and correctness of data on the insured.
“We will fulfill all the requirements of the law, but we were not included in the first wave of insurers have started selling e CTP, because we believe that a system of PCA, and, in the first place, our information system should be debugged and working flawlessly, so no complaints,” said Galushin.
The presence of CTP policies will be checked automatically in 2016