MOSCOW, March 4. Major Russian banks, including Sberbank and Binbank, in the next 2 years plan to introduce biometric identification of clients. As writes on Friday the newspaper “Izvestia”, referring to representatives of banks, identification can occur on fingerprints, retina, photo, or voice authorization.
For example, in Sberbank said that studying different methods of biometric identification of clients and their applicability in various service channels.
“Now the Bank is implementing a project for students – a service that allows you to pay for meals in the dining room and to go to school with the help of identification on hand. Payment is due to “lock-in” the palm of the child to the parent’s card. At the moment of touching the palm of the special sensor money debited from the account. In addition, parents receive an SMS with information about what the child ate, healthy lunch or sweets,” – said “Izvestia” a representative of Sberbank.
The Bank, in turn, noted that the Bank will combine proven security and innovation, which are still not widespread.
In banks consider that in the future, biometric data will be attached to the client’s account, and the payment of goods or services will be the same as for contactless cards (Visa PayWave and MasterCard PayPass) or smartphones with NFC chips. In this case, the POS terminal citizens will put a finger (or look in the device scan of the retina), and the purchase amount will be deducted from the account.
The publication stresses that biometric technologies are used in the world for a long time (for example, in forensics or in the issuance of visas and passports), their application in the financial sphere is a promising direction.
According to expert estimates, about 50% of Americans in control of his financial transactions with your smartphone using biometrics, and in European countries the average use of mobile banking among mobile phone owners is 41%.