The insurers have prepared a plan to deal with the deficit CTP in the regions


In the framework of the Russian Union of motor insurers (RAMI) discussed the possibility of creating a single agent for the sale of CTP in unprofitable regions, reports “Kommersant” with reference to the representative of the PCA. This measure, insurers are considering as received from Centrelink the instructions to solve the problem of shortage of CTP in the regions. According to statistics of the PCA, which results in the publication. the most unprofitable for insurers for CTP Krasnodar territory, Volgograd and Rostov regions, they are leaders in buying policies online. As told “Kommersant” in the SAR, “there are actually gangs of avtoyuristy, which wind through the court payments”.

As the newspaper notes, before the insurers have solved the problem of sales in unprofitable regions by imposing additional insurance, but now for five days, the owner may terminate purchased in addition to the CTP policy. The head of insurance market Department of the Central Bank Igor Zhuk said yesterday that insurers must end its selective sales policy in the regions otherwise the Central Bank will apply measures of influence, “which will help the market to be troubled by this question”.

“From Central Bank received the task to deal with the inaccessibility of the CTP, we have prepared a number of measures”, — said the publication of Executive Director of the PCA Evgenie Ufimtsev. Insurers are considering the possibility of creating a single agent to sell policies of all companies in troubled regions.

“When we realized that you can’t oppose the abuse of the right of the avtoyuristy and judicial community, was found non-standard solution is to distribute the burden of losses to all members of the SAR”, — told “Kommersant” Deputy head “RESO-Guarantees” Igor Ivanov.

“The Bank of Russia is favourable to the insurance community, as it will improve accessibility of services CTP for car owners”, — said “Kommersant” the idea in the Central Bank.

The head of the Association for the protection of policyholders Nicholas Tyurnikov, in comments to “Kommersant” pointed out that the idea of a single agent will solve the problems of car owners, but will hit small and medium-sized insurers, I’m sure. “It can’t be a system decision, a single agent only solves the problem of shortage of CTP. Eventually large companies will decrease in the portfolio share of unprofitable contracts, while small and medium-sized will get a number of loss-making sales,” said Tyurnikov.

Earlier, in March, it became known that the Bank of Russia intends to oblige all insurance companies from 1 January 2017 to sell the insurance policies via the Internet. Earlier, representatives of the Central Bank have repeatedly said that sales of electronic insurance policies are important for the development of the insurance market. Deputy Finance Minister Alexei Moiseyev said that the proliferation of electronic insurance policies “the situation when in some regions policies available to citizens, will be solved fully”.