From 16 may, the savings Bank reduces rates on consumer loans by 1.1-4.1%, announced the Director of Department of retail non-transactional products Sberbank Natalia alymova during a conference call Monday. Now the betting range on secured loans is 14.9 22.9 per cent (previously 16,5-25,5%), loans without collateral 15,9-23,9% (up to 17.5-26.5 per cent), says the official message of the Bank.
The overall economy is ready to lower interest rates, the report said Sberbank. “Moreover, the decline in interest rates in the economy and financial markets is already underway – even with an unchanged key rate of the Central Bank. Sberbank responds to this trend with a comprehensive solution: reducing rates not only on deposits but also loans,” – said in an official statement.
The last time the savings Bank considerably reduced the rates on consumer loans in June 2015. Then the Bank will adjust rates after a sharp rise in December 2014.
In Sberbank have noted the increasing interest in consumer lending compared to last year. “The savings Bank for the 1st quarter of 2016 issued consumer credits for the amount of 156 billion rubles, which is 3 times more than last year (52 billion rubles)”, – these data are presented in the press release.
The portfolio of consumer credits of the savings Bank on April 1, 2016 amounts to 1.4 trillion rubles.