From 10 June 2016 to clients of Sberbank rates on loans from 15 million rubles can be reduced by 0.5 to 2.25% per annum, said Popov.
For example, the loan rate for working capital purposes (acquisition of raw materials, payment of salaries, accounts payable) at 1 year in the amount of 15 million rubles can vary from 12.49% APR. Loan for investment purposes (construction of plant, warehouse or purchasing expensive equipment) from 50 mln. for 5 years the rate can range from 12,84% per annum.
The purpose of the loan can also be a debt refinancing in another Bank, said Popov.
May 16, Sberbank lowered the rates on consumer loans by 1.1–4.1% Rate on secured loans is 14.9 22.9 per cent (previously — 16,5–25,5%), loans without collateral — 15,9–23,9% (up to 17.5–26.5 per cent). The overall economy is ready to lower interest rates, the report said Sberbank: “moreover, the decline in interest rates in the economy and financial markets is already underway even with unchanged key rate of the Central Bank. Sberbank responds to this trend with a comprehensive solution, lowering rates not only on deposits but also on loans.
The last time the savings Bank considerably reduced the rates on consumer loans in June 2015. Then he corrected rates after a sharp rise in December 2014. In the fall of 2014, the range of interest rates on credits with provision ranged from 16.5 to 24.5 per cent, and on loans without collateral — from 17 to 25.5%, said the representative of the press service of Sberbank Anastasia Varlamova.