The number of applications for loans with suspected fraud has increased by 82%


Moscow. June 14. The number of applications for Bank loans from individuals with suspected fraud in the first quarter of 2016 in Russia increased by 82%, the report said the joint credit Bureau (OKB).

The total number of incoming applications has increased less than 30%. Thus, the share of suspicious applications in the General stream of applications had risen from 2.7% to 3.5%.

“Continues to increase the number of applications from so-called “social fraud”, that is, borrowers who provide false information about his employment and income to improve their chances of getting a loan. Currently almost a quarter of a suspicious filings contain such information”, – said General Director of design Bureau Daniel Zelensky, whose words are reported.

The maximum growth applications with the suspicion of the experts of the Bureau have recorded in the first quarter of the far Eastern Federal district (+182%), southern Federal district (+123%), Siberian Federal district (+121%), North-Caucasian Federal district (+117%), Volga (+106%).

As reported, the number of relevant applications in 2015, according to the Bureau, increased by 50% to 362 thousand incidents (244 thousand in 2014). In this activity of fraud occurred in December, when the number of dubious claims made more than 50 thousand (against 27 thousand such applications a year earlier).

OKB was established in 2004, is among the three largest credit bureaus of the Russian Federation. Founders – the savings Bank of Russia, the British company Experian and Interfax group. Currently in the database, EDB stores information about the order of 208 million credit histories. Credit reports OKB can be obtained in the office and through a database “SPARK-Interfax”.