Sberbank from October 1, lowered interest rates across the range of consumer loans, the Bank.
Now the minimum interest rate on consumer credit under the guarantee of individuals will be a 13.9% annual, on consumer credits without collateral – 14.9% per annum in rubles.
Interest rates on consumer credits for servicemen — participants of the Accumulative-mortgage system (NIS) now account for 15.5% per annum in rubles, with the security and 16,5% per annum in rubles without collateral. The interest rate on loans to natural persons, a leading private farms is 20% per annum in rubles.
The minimum rate on consumer credits for the refinancing of loans, which allows you to refinance up to five credits is set at 14.9% in rubles.
“Today we have brought the rates on the entire range of consumer loans to a level below the pre-crisis — this will allow to consolidate the achievements of Sberbank in the emerging trend of recovery in consumer lending,” — noted the Director of Department of retail non-transactional products Sberbank Natalia alymova. According to her, after the may interest rate reduction on loans volume, vydachi rose to 70 billion a month when the average monthly results in 52 billion that the Bank had seen over the last two years.