About plans of Bank of Russia on creation of a centralized platform retail payments p2p (person to person. — ) was told by the Chairman of the Central Bank Olga Skorobogatova at the meeting of bankers with the Central Bank in the boarding house “Bor”. She explained that regardless of where a person opened the account, payments via the same mobile devices will go through this platform, reports .
As a rule, said the Chairman of the Central Bank, such sites are generated by the controller or regulator, in conjunction with market participants. According to her, it will be one of the pilots, which will this year work of the recently established consortium for FINTECH. On 31 January the Ministry of justice registered the consortium in the form of an Association.
In the framework of the pilot will be assessed the need for such services and developed the technical possibility of its full implementation, explained Olga Skorobogatova. “The first prototype we plan to do in the fourth quarter,” she added. “According to the plan of the Central Bank, the project should give a completely different quality of payments”, — she said.
Banks will be deprived of income from retail payment services, recognized by the Central Bank. “I guess the bankers sorry to give this business, but, on the other hand, it will increase the competitiveness of the banks, which will contribute to the promotion of such services: their services are in high demand,” said Skorobogatova.