MOSCOW, August 2. /TASS/. The Bank of Russia withdrew on August 2, the license for banking operations of the Krasnodar joint-stock commercial Bank “Krylovsky”, which is the participant of system of insurance of contributions. According to statements by total assets of a credit institution on 1 July 2017 360 took place in the Russian banking system, the regulator reported.
According to the Central Bank, in 2017, the Bank pursued an aggressive policy of attracting monetary funds of individuals. the Controller repeatedly applied to the krylovskoe measures of Supervisory response, including twice imposed restrictions and once – a ban on attracting deposits of the population. In the course of Central Bank on July 26, the audit offices of a number of units found a large shortage.
The formation of the necessary reserves for possible losses on assets actually absent revealed complete loss of the Bank’s own capital, the report said.
As the regulator, the management and owners of “Krylov” has not taken effective measures to normalize its activities. Moreover, their actions showed signs of dishonest behavior expressed in a submission to the regulator false statements, withdrawal of assets to the detriment of the interests of creditors and depositors.
CB will send this information to law enforcement agencies. In accordance with the order of the Bank of Russia, “Krylov” introduced a temporary administration. It will run until the appointment of a bankruptcy Trustee or liquidator. The powers of the Executive bodies of the credit institution are suspended.
The Bank’s financial condition
Bank “Krylovskiy” was founded in 1999. Apart from parent in Krasnodar, has additional offices in the village of Kushchevskaya, where he also worked with operating cash, additional offices either in the village Krylovskaya, the cities of Sochi and Novorossiysk, branch office in Moscow and branches in the Moscow region.
According to IFRS for the year 2016, at the end of the year, the Bank had 3.7 billion rubles of clients ‘ funds, including 2.3 billion of individuals. In the beginning of this year, the Bank had one customer with balances of more than 20 million rubles.
The Bank had 182 of the borrower with total outstanding amount of the credits granted 871 million rubles last year, the Bank received a net loss of 44.7 million RUB compared to sales profit of 50.5 million RUB, the company informed. The Bank participates in the system of mandatory insurance of deposits of individuals in banks of the Russian Federation.
Shareholders krylovskoe are nine physical and three legal entities, a major shareholder at the end of the year was living in Moscow, Mikhail Ruzin (66,48%), LTD, which solely owns Ruzin, owns 6.25% in the Bank.
Payments to depositors
According to the Agency for Deposit insurance payments to depositors of “Krylov” will begin no later than August 16. The agent banks, which will pay compensation, will be selected on a competitive basis no later than August 8th.
The application for payout of insurance indemnity, the investors may apply for the entire period of liquidation of the Bank.
The work of the offices
As reported TASS, the operators of the branches of the Bank in the Krasnodar region, the head and additional offices of the Bank “Krylovskiy” stopped customer service.
“Bank employees in the workplace, but account operations of legal entities do not exercise. About the time of reception of statements from physical persons for compensation of contributions will be announced later,” – said TASS managing the additional office of Bank “Krylovskiy” in the village Krylovskaya Elena Krupchenko.
The closure of the offices of TASS confirmed in the Bank’s units in Sochi and the village of Kushchevskaya. At the head office in Krasnodar in the morning, the operators on the phone line confirmed that the Bank is not working. To review the management of JSCB “Krylovskiy” have not yet succeeded.