MOSCOW, August 24. /TASS/. The savings Bank has lowered rates on refinancing mortgage issued by another Bank, 1.4-1.65 percentage points, to 9,5-10%. About it reports a press-service of the Bank.
According to the press service, the rate when refinancing your mortgage now is 9.5%. If additional amounts of cash or consolidation loans rate will be 10%.
“We are seeing a high demand for this product. This year more than 2.5 thousand people have used them, the issuance amount to 4.1 billion rubles, and we expect significant increases in these indicators,” – said the Director of the division “Doclick” of the savings Bank Nikolay Vasev.
In a press-service of the Bank also said that individual consider mortgage refinancing and for private clients.
“Sberbank is considering conversion of its mortgage borrowers to lower interest rates on existing mortgage loans. The decision on decrease in the rate and level of its reduction are taken individually. The positive decision affects, first and foremost, the current value of the interest rate on the loan, which was obtained in a period of rising mortgage rates and significantly above the current offerings on the market”, – explained in press service of the Bank.
Earlier, on August 10, the savings Bank also reduced its mortgage rates by 0.6-2 percentage points on the purchase of new buildings and apartments on the secondary market. Thus, new rate mortgage of the savings Bank for housing in the new building amount to 7.4-10%, on secondary market – 8,9-10%. The initial fee for the product “Acquisition of finished housing” is now 15%.