The insurer of the airline “Kogalymavia”, as well as the plane, acts of “Ingosstrakh”, the amount of contracts the company is not disclosed. Experts do not exclude that the payment may exceed 2 billion roubles.
MOSCOW, 3 Nov. The total volume of insurance payouts following the crash of the aircraft A321 that took place in Egypt, according to the source, may be at least about 2 billion rubles, but some experts do not exclude that their scale may be much higher.
The largest disaster in the history of Russian and Soviet aviation took place on Saturday: the Airbus A321 of airline “Kogalymavia”, which was flying from Sharm El Sheikh to St Petersburg, crashed in the Sinai. Onboard there were 217 passengers and seven crew members. They all died.
“The hull of the aircraft costs about 24 million US dollars, the benefit for passengers — about 450 million roubles, plus payment to the relatives of the crew members”, — said a source in the aviation insurance market, familiar with the situation. Thus, in this case, the insurance payments will be about 2 billion rubles.
However, according to a member of the Board of the Russian Union of insurers (VSS) and the first Deputy Chairman of the management Board of SOGAZ insurance group Nikolay prokopiya galushina, the volume of payments on this tragedy can theoretically exceed $ 100 million, including the hull of the aircraft and payment responsibility.
“Accurate data can only give the current insurer of the airline… the insurance Contract liability on aircraft of this type can have very high sums insured (from $ 600 million and above), the hull of the plane can cost anywhere from 20 to 50 million dollars. The variation is very high,” he explained.
The insurer’s liability airline “Kogalymavia” in front of others, as well as the plane, acts of “Ingosstrakh”. The company does not disclose the amounts of contracts for reasons of confidentiality.
Start payments
“Ingosstrakh” from November 3, proceed to organize the payment of advances to the relatives of those killed in a plane crash in the amount of 100 thousand rubles for each passenger for emergency expenses. To request an advance, you need a passport and a document confirming the kinship with the deceased.
“The main benefits review of applications will begin after the family will provide all necessary legal documents, including death certificate of the passenger,” said Director of public relations Ingosstrakh Karen Asoyan.
Under the legislation, the minimum amount of indemnity for the death of one passenger in the aircraft is set at $ 2,025 million, including compensation for burial in the amount of 25 thousand rubles. You can count on payouts for damage of baggage up to 23 thousand rubles.
Insurance company “Alliance”, which was insured crew of the crashed plane, is also prepared from 3 November to start paying compensation to close relatives of the seven dead crew members. “We would require passport details of the person to pay, Bank details and proof of the relationship,” explained the Deputy CEO, Director of corporate insurance IC “Alliance” Sergey Khudyakov.
The crew of the ship was insured in the UK “Alliance” in the framework of compulsory insurance of life and health of crewmen of the aircraft. The sum insured for one insured person is 100 thousand rubles (the amount determined by the Air code of Russia, article 132). Insurance payments will be made to the relatives of the victims.
Support structures
Earlier it was reported that the social insurance Fund (FSS) the Russian Federation will pay 1 million rubles to the families of workers “Kogalymavia” (lump sum payments in case of death of the employee). The Foundation will also provide monthly insurance benefits to minor children of the dead crew members and other persons entitled to them. The amount of monthly insurance payment is defined proceeding from average earnings of the deceased.
The families will provide financial assistance and regional authorities.
“The city government will pay 1 million rubles to the families of all those killed in the crash,” he wrote on Twitter press Secretary of the Governor of St. Petersburg Andrey Kibicow. He said that payments will be made from the reserve Fund of the city government.
By decision of the Governor of the Pskov region Andrey Turchak, in addition will be provided financial assistance from the reserve Fund of the regional administration in the amount of 500 thousand rubles, according to the government portal of the Pskov region.
The Novgorod authorities have also decided on the amount of payments to the families of the dead passengers from regional and city Treasury in addition to the basic compensation. The issue with granting funds from local budgets and in other regions.
