The full type constraints for deal-Bank and Commercial Bank of development, said a source in banking circles. This means that in BESP system electronic payment messages to carry out urgent payments from these banks will not be accepted.
MOSCOW, 7 Dec. The Bank of Russia has disabled deal Bank and Commercial Bank of development of his “system of electronic Banking urgent payments” (BESP), said a source in banking circles.
According to a source, the full type constraints. This means that in BESP system electronic payment messages to carry out urgent payments from these banks, and their address from other participants in the BESP system are not accepted.
A number of other banks that the regulator was previously disabled from BESP, were subsequently denied a license. So, in August the Central Bank was disconnected from the system Probusinessbank, later credit institution had its license revoked. Similarly, soon after disconnecting from BESP without licenses left banks “Admiralty” and “Eurocommerce”. In rare cases, disconnecting from BESP is temporary.
Rating Agency RAEX (Expert RA) in early November has downgraded the credit rating of DIL-Bank to pre-default level, noting the growing risk of outflow of funds the largest creditor with insufficient coverage of liabilities to this company of highly liquid assets. In addition, the impact on the rating had a policy of Bank on attraction of rouble deposits of individuals interest much higher than the market. At the same time, the Agency noted “a high probability of sanctions by the regulator”.
Deal-Bank in October for 13 days failed to comply with the capital adequacy ratio (N1). The Bank’s clients on specialized forums since December began to report that can’t take deposits or transfer funds to accounts in other credit institutions.
According to RIA Rating, DIL-Bank on October 1, occupied 216-th place among Russian banks by assets in the amount of 15.4 billion; Commercial Bank of development – 570-th place by assets in the amount of 1.64 billion.
