The Bank of Russia published its first assessment of the volumes and patterns of suspicious transactions

MOSCOW, may 3. /TASS/. The Bank of Russia published its first assessment of the volume and structure of dubious transactions conducted by credit institutions and their customers. According to the Department of financial monitoring and currency control of the Central Bank, in 2017 the volume of output of funds abroad amounted to 96 billion rubles, cashing – 326 billion.

Individuals commit almost half of cash transactions means: only in 2017 from their accounts, including card accounts, was filmed 152 billion, or 47% of all “hug”. A little less – 135 billion rubles, or 41% of doubtful operations on cashing – had on the issuance of “other purposes” and on payment cards to legal entities. Individual entrepreneurs cashed in 15 billion roubles, or 5%, another 24 billion fell on other schemes that the regulator did not disclose.

In the structure of withdrawals of approximately equal proportion is the advance of imports of goods (23 billion), into transactions services (21 billion rubles), and also on Executive documents through the Federal bailiff service (19 billion rubles).

The volume of suspicious transactions under the import of goods within the customs Union and transfers for transactions with securities made up 13 billion. 3 billion rubles amounted to an import transaction of goods using preferential treatment, the remaining 4 billion occurred in the other schemes.

According to the Bank, cashing and withdrawal of funds is preceded by the so-called transit operations of high risk. They are often accompanied by a change of basis of incoming and outgoing payments and “fragile” (optimization to reduce) VAT.

More than a third of them 38% are the cash through the accounts and payment cards of individuals. On the second place – sales of cash trading companies (29%). For 11% are selling cash travel companies and tax optimization in the procurement of scrap metal and jewelry. The withdrawal of funds abroad as a transit operation is 7%, the remaining 4% comes from the sale of cash payment agents.

The Bank also plans to regularly update such information and to hold meetings with Bank executives in charge of the division of financial monitoring and to inform them about new schemes, questionable transactions and behavioral patterns of their customers. Information concerning the date, time and venue will be posted on the website of the Bank of Russia, indicate in the CB.